I'm Still Confused...What is Sezzle?

Sezzle is a buy now, pay later with no interest kind of company. When you sign up, Sezzle determines what repayment plan they can offer you. In most cases, it’s 25% of the order total due up-front as a down payment or first installment. Then, the remaining balance is divided up across three more installments, each two weeks apart. No interest and no hidden fees. Actually, if paid off in time, there are no fees at all!

When you place an order using Sezzle, they pay me in-full immediately so that your order can be fully processed. It is not layaway! The only time fees are charged is if payments fail or you need to adjust the date of your payments more than once per order. They do run a soft credit check (i.e. soft inquiry) – meaning, no negative hit on your credit score.

Requirements:

  • Be 18 years of age or older

  • Have a US or Canadian phone number that can receive texts

  • Have a working email address

  • Have a non-prepaid payment method available (i.e. bank account, debit card, or credit card)